Health Care
The County currently offers a health care program to its employees. The County shares the cost of selected coverage with the employees at a rate authorized by the Board of Supervisors. In the top tier, Northampton County's employer contribution to premium per pay period is 80%.
The Local Choice Health Benefits Program offers:
• Medical, Behavioral Health, Employee Assistance Program (EAP), and Prescription Drug benefits administered by Anthem Blue Cross and Blue Shield
• Preventive and Comprehensive dental benefits administered by Delta Dental
• 100% coverage for in-network preventive care, no deductible • Specialist visits with no referrals
• One routine eye exam per plan year • In-network coverage through the Anthem PPO network in Virginia, and the BlueCard® PPO and Blue Cross Blue Shield Global Core Programs for care outside Virginia
Northampton County also offers plans with Flexible Benefit Administrators that administers Flexible Saving Accounts, Health Savings Accounts and Health Reimbursement Arrangements.
An FSA is a Flexible Spending Account, allowing employees to set aside pre-tax dollars to be used for eligible expenses, which can save them money down the line by offsetting taxable income. Different FSA programs include a Healthcare FSA, Dependent Care FSA, Limited FSA, and Adoption Assistance Account.
An HSA is a Health Savings Account. HSAs are a handy way to save for medical expenses and reduce taxable income. If you are enrolled in a high-deductible health plan (HDHP), you can qualify for an HSA.
Health reimbursement arrangements (HRAs) are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses.